Hi to all who have looked here, I want to tell you about my insurer, it took me a long time to choose a good insurer, there were always misunderstandings. From my experience I realized that it is best when someone consults you, and there was a question with the competence of employees of insurance companies. I will share with you the link of the insurers I settled on A&Y Royal Insurance https://www.ayroyal.com/ , they helped me and clearly told me what I needed based on my needs.